Personal and Commercial Loan Brokerage

NCS has invested in cutting edge technology to help our clients bridge funding gaps and help improve cash flow for their immediate needs.   Using our secure online application, you can apply for as little as $2500 for a home improvement project, medical procedure, car, business travel, inventory or other personal or commercial need.

Using a single application, your qualifications will be automatically routed to more than a dozen lenders so we can present you with the most competitive loan offers.  This is a SOFT credit pull, that does not affect your credit score.  Once you select your preferred lending program, the lender will submit a HARD PULL to finalize your loan.  This process reduces the credit inquiry activity on your personal credit history, making the process much more consumer friendly.


NCS Charges a 1.5% Origination fee for all loans, with a $150 minimum origination/processing fees.  This fee can be deducted from loan proceeds. Loan rates typically vary between 5-29% but are subject to change based on market conditions.  Creditworthiness significantly impacts the rates and terms offered by our lenders.


Since more than a dozen lenders participate in our program, specific qualifications for each lender and loan program vary.  Some lenders accept credit scores of 550 and above, however we recommend that you have a score of 650 or above for the greatest chance of approval with multiple lenders which will give you more loan programs to choose from.


Loans are processed in real time, with decisions and offers available in as little as one hour after all application information is complete.  Loans will typically be funded within 24-72 hours of loan acceptance.  

Loan Purposes

Below is a list of common uses customers and clients have used these lending programs to help fund

  • Family Vacations
  • Personal or Commercial Auto Loan
  • Purchase of Automobiles with Rebuilt Titles
  • Home improvement projects
    • Replace or Build New Fencing
    • Install Solar Panels
    • Pergolas
    • Swimming Pools
    • Driveways
    • Kitchen and Bathroom Remodels
    • Outdoor Kitchens and Fireplaces
    • Patio Furniture
    • Roof Repairs or Replacement
  • Commercial Loans
    • Purchase Inventory
    • Payroll
    • Building Repairs and Improvements
    • Fixtures, Equipment and Technology Purchase and Upgrades
    • Tradeshow Expenses
    • Travel Expense
    • Vehicle Repairs

*NCS is not a lender or bank and is acting only as a third party facilitator.  All lenders participating in this program meet all necessary federal, state and local licensing requirements.